NBA Tip off for you…”Watch spending ya money this season”


Being in the NBA does have its Perks!!!
Lawyers, accountants, investment bankers, marketing executives and your crew from way back will be hanging in your entourage this season they just love the NBA. To protect you we have placed spending your money in four tiers:

The first tier: represents  the professionals you have chosen to handle your day-to-day financing and budget.  This group will make money from you this NBA season, because they are paid to make sure you keep to your budget. You need to make sure they are keeping to their budgets as well. Watch excessive fees and who is writing the checks. Attend important meetings and make sure no transactions goes down without your written consent.

The second tier represents the entrepreneur in you. That’s right, now that you have that money you can open up that business you always wanted to get off the ground. Remember you are an employee of a franchise. Although your work is seasonal, you have to condition 12 months out of the year.  Do you really have time to devote much thought to another job requiring employees, payroll, and deadlines? Many athletes think about investments outside of the their lucrative contracts and may get stuck with a bad investment.  The reality is: there will be plenty of time later in your career to participate in investment opportunities.

The third tier represents  luxury living. Yes, enjoy the fruits of your labor you have worked hard, made good grades, put yourself through school and now its time to benefit from the fruits of your labor.  Remember the desires of the heart have no limits. Everyday you can wake up and think of something you desire to have. Quickly learn to align your desires with your budget. Some desires will have to be fulfilled next season.

The fourth tier represents your family and friends. Learn how to say “NO.” If you practice saying “NO,” when you do say “YES,” it makes it seem like a real big deal. 🙂

Spending Tips:  Assemble you a team of 5 people from each generation and observe their consumer behavior. Run your purchases and ideas through a millennial, generation X, generation Y, baby boomer, and traditionalist. If you can get all 5 of them to agree with you on your idea then that may be a solid purchase. You can also holla at J. Money at Budgets are $exy

Always pay your tax obligation (IRS) and other tax entities first. If you don’t pay them now you will pay them later and trust me you don’t want to see them later.

Protect your money this season like you protect that ball coming down the court. Have a great 2015-2016 season. I will be watching!!!

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