Temptations – Celebration of Black History Month


Temptations and artwork

The Temptations America’s finest music machine! Lenard Hinds world class artist, musician and performer painted this promotional piece of the “Classic 5” Temptations. This is from a promotional piece from their many albums as they traveled the country with Motown Records performing hit songs. Lenard Hinds was also signed to Motown records briefly.

Temptations endure racism but they continued to perform

Lenard recalls with a distant stare in his eyes as he goes back through the time tunnel of racism and music with his thoughts. Lenard speaks and then he pauses and sighs, ” I can remember groups having to perform separate shows. One for “colored” people and one for “whites.”

Temptations and the binding power of music

Lenard agrees that one thing music does for humanity is it brings people together. Music pierces through the soul as it reaches past the taught racism and bias that lay coiled in the hidden parts of the hearts in just a few. Music penetrates the spirit and prepares the body to shake rattle and roll which allows the willing participants to feel the movement of love, peace and grace. I asked Lenard why he chose to paint the temptations and he said, “Their music and on stage persona represents America’s finest music machine. They could sing, harmonize, dance and they looked good. They were actually developed and groomed for international success. They are still performing and touring. You can visit the temptations website:  http://www.temptationssing.com.  They sang as a group. However, it was their unique individual pieces that uniquely fit together that made them a solid whole!

Lenard has original footage of some of the finest musicians in the history of music.

He gets excited when he starts to share his memories of concerts in the park. He states, You would have had to be there to understand the aura of perfection over the entire performance.”

“I bet it was an amazing experience.” Decades later you are still listening, painting and spinning around to the songs of the temptations.

We are delighted to celebrate the work of Lenard Hinds and his love for music. This week we are featuring his painting of the temptations in honor of Black History Month.

You can listen to Lenard Hinds Gospel song… “I Love you Jesus.” featured on http://CobraConsultants1.com

Big Game 50


This image is by Vectorolie at FreeDigitalPhotos.net

Super Bowl 50 Panthers vs. Denver Broncos hosted in San Frisco Bay Area on 2/7/2016 3: 25 p.m. in the City of Santa Clara at the State of the Art Levi’s Stadium.

According to  Wikipedia.org the “Super Bowl” is the Annual Championship game of the National Football League (NFL). The first games was played on January 15,1967. Normally roman numerals are used to identify each game but the single exception this year is Super Bowl 50. The Game is the most watched with an average audience of 114.4 million viewers. We view it as a day of fun and entertainment. Our favorite party foods and beverages become spectacular and the most celebrated for that day:  Chicken wings, pizza, fries, hamburgers, hotdogs and beer.

While most of us look at this sport as entertainment, there is a lot that can be learned about business from the American expert on business leadership legendary coach Bill Walsh. Who was Bill Walsh? William Ernest Walsh “Bill” was the head coach of the San Francisco 49ers and led them to three Super Bowl Championships. Bill Walsh was also known for his outstanding work leading the Standford Cardinal football team. He was also known for his leadership.  His legendary leadership philosophy has been shared in the book titled, “The Score Takes Care of Itself:  My Philosophy of Leadership. I have shared 5 of his lessons below, but you can purchase this book from http://www.Amazon.com

Cobra’s comments are in RED

1)Developing a successful team starts with developing a successful culture.

 How do you develop a successful culture? Your employees must  believe in the company’s vision and its brand. When you have employee buy-in that is half the battle.

2) The leader sets the tone.

Leaders must lead by example. There are several leadership styles:  Autocratic,         Democratic, Laissez Faire, Path-Goal Theory, Charismatic Leadership, Servant Leadership, Transformational and Transactional Leadership just to name a few. Whichever leadership style you choose. Perfect it and make the team respect it!

3) Develop and empower effective locker room leaders.

Your leaders will do as you do. Good leaders develop and train other leaders. You really must spend a lot of quality time and education training your leaders.  You’ve entrusted them with leadership and they are often the first line with scouting and developing new talent.  

4) Competitors find a way to win. 

Harvard professor Francis Aguilar is thought to be the creator of PEST Analysis: PEST analysis is often linked to SWOT Analysis. PEST stands for: 

P = Political Factors to Consider

E = Economic Factors to Consider

S = Socio – cultural Factors to Consider

T = Technological Factors to Consider

Everything in life equates to a level of competition. You must be continually scanning your Business Environment. 

5) Everyone is accountable for both victory and defeat.

As a team we workout together, we practice together, we pray together, we lose together and we win together. In spite of everyone playing their respective parts, we still ultimately occasionally miss the mark. Winnings are great for the ego and losses are great for the soul. Losses help you realize: “I’m only human.”

We have to remember the NFL has business executives making business decisions about every intricate detail of the game. Social media and the internet has made it more common for the fans to be a part in conversations regarding their favorite teams. This changes the management style and philosophy around considering the needs of the individual contributors and the contribution to each team. The barriers and the walls to communication are pretty much without bounds. Bill Walsh won 3 championships. The first one we can say,  “maybe it was an anomaly” The second time we can say, “he looks like he knows what he is doing.” The third time one can say, “this man knows what he is doing and maybe he needs to spread his business wisdom on leadership to other business industries.

This weekend we salute the Business Executives in the NFL. May the best team win!!!




Foreclosure Crisis!!!

wp-1453582921998.jpgThe “Foreclosure Crisis” What did we learn from it? Should I purchase my home using cash or should I go with financing. I think the foreclosure crisis put people in a survival mode and they realized housing is basically shelter from the elements of nature: rain, snow, sleet ice the sun etc. So, after wasting thousands of dollars on 30 year mortgages to watch our equity and homes disappear overnight how much money are we willing to spend the second time around on descent housing without breaking the bank. Even better, without having to go to the bank. The banks are great partners if the deals are structured in a way that we might be able to win. Going into a mortgage with a 30 year note in an economy where companies are redesigning **[fancy word for laying off]** the organization every 3 to 5 years, may not be such a good ideal. How do we start this journey to affordable housing. Lets look at some practical options.

I read an article written on August 18, 2015 by Chris Mathews titled, “Young people can afford homes, they just don’t want to be homeowners.” In that article he stated, “for an unmarried person who hasn’t settled down or found a long-term career, homeownership doesn’t make a lot of sense.” I somewhat agree. However, everyone will at some point need a roof over their heads.  I would encourage every human being on the planet who is of working age to learn to save at least 25% to $28% percent of their income for present and long-term housing expenses.  What you decide to do with the remaining 72% to 75% is up to you. If you want to rent a place until you find a long-term career or long-term partner to contribute to the purchase of a house it is totally up to you. In the event of an emergency you will have at least a decent amount of savings to approach a bank in true partnership to discuss obtaining a mortgage on a home purchase. The only problem with renting, is in the event of a layoff, natural disaster or any other catastrophic condition you have no where to go and no amount of cash saved to put down on a house which can leave you jobless and homeless. Saving $375 every two weeks toward your housing expenses will net you $27,000 in 3 years or 36 months. This is a respectable down payment on the purchase of a home that cost $120k. The next questions is how long are you going to take out the note? This is where my vision gets cloudy. No one can predict what will happen tomorrow. I can not tell you that I can agree to terms of the note for 15 years because I don’t know when or if my financial situation will change. At best you are going to make an educate guest of what you think you can pay based on your current financial situation. The key is once you have at least amassed $27,000 dollars there is a lot you can do in real estate as it pertains to buying a home. The millennials are in a great place to start thinking differently. They can take the 27,000 and purchase a foreclosure and live in it without the heavy debt of housing payments. They can continue to invest there $375 every two weeks into their housing account and in another 3 years or 36 months, they have another $27,000 saved plus a paid for home which hopefully has gone up in value. They key is to think differently about housing you will always need somewhere to stay. A fourth of your income for life should be committed to your housing. Once you have acquired some savings and negotiated a few deals you will never look at housing the same way.

I am personally declaring it the year of the Jubilee for myself. Leviticus 25: 1-4, 8-10. “You shall thus consecrate the fiftieth year and proclaim a release through the land to all its inhabitants. It shall be a jubilee for you.” I have lost enough during the early years of the foreclosure crisis that if they would return land and possession back to me I would never have to work again. The bible describes a period of time most people have never heard of the: Jubilee year… The proclamation of a fiftieth “liberty” year occurs on one of God’s annual feast days known as the Day of Atonement. I don’t know when it is, but I wish it would hurry up!:)